Why Choose One of Our Loans?

Advantages of taking a loan with Manx Credit Union

  • Affordable - We offer low fixed rates of interest to our members.
  • Flexible - You can opt to repay your loan weekly, fortnightly, 4-weekly or monthly.
  • Convenient - Pay by cash at our office, by standing order or bank transfer. You can also ask your employer for loan and savings payments to be made by payroll deduction.
  • No hidden costs - NO set up fees and NO early settlement fees.
  • Fair - You will be treated as an individual and we will assess your ability to repay the loan based on knowing you and not just your credit score.
  • Free loan protection* - Loans for members aged 18 to 80 inclusive may be covered by a discretionary trust fund that could settle any outstanding payments in the event of your death, helping to protect your family from the financial burden of bereavement.
  • Tax efficient – Interest payments are a tax allowable expense.

*Terms and conditions apply