By putting people before profit, we can offer fair, affordable and flexible loans of between £50 and £10,000 to our members. Whether you need the money for a small or large purchase, for just a few months or for up to five years, a Manx Credit Union loan can help you budget without spiralling into a cycle of costly debt.
Our standard loan is available for amounts over £500 up to £5,000 plus the value of the savings you hold with us. The rate of interest on repayments is 2% per month which equates to a simple interest rate of 13.75% per annum.
This loan gives you the option to grow your savings at the same time as repaying your loan so at the end of the loan period you have the same amount in savings as you have borrowed!
Borrow double the amount you have already saved at half the interest rate of our Basic Loan.
This loan is available to help when emergencies occur and money is needed quickly. You can apply to borrow up to £500 by making an appointment to see one of our Loan Officers.
Our £500 Family Loan and Saving Scheme lets you borrow for household purchases and family expenses and make repayments from State Benefits such as Child Benefit and Incapacity Benefit. You can also apply if you receive an Isle of Man State Pension.
Our Premier Loan is for members who prefer to keep their existing savings intact. Borrow up to the same amount you have saved at a rate of just 0.5% per month.
| Tuesday | 9.45am to 2.15pm |
|---|---|
| Thursday | 5pm to 7pm |
| Saturday | 9.45am to 2.15pm |
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Manx Credit Union Limited is licensed by the Isle of Man Financial Services Authority. Registered No: 000001U under the Credit Unions Act 1993.
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