You must be a member aged 18 or over to apply for a loan. Membership forms are available at our office or you can download the form here. Once your membership is complete (including proof of ID and payment of membership fee), you can make a loan application online or complete a form in the office.
We will arrange for you to meet with a loan officer to discuss your application and to find the best arrangement for you.
The maximum loan amount for each member is £5,000 above the level of your savings.
Applications will be reviewed and credit checks performed as necessary.
If approved, a loan repayment schedule will be agreed for up to 5 years for a secured loan or up to 2 years for an unsecured loan. Any savings you have with us will be held as security against your loan. You will only be able to withdraw on your savings if they exceed the amount of your loan.
