Basic Loan

This is our standard loan and is available for amounts over £500 up to £5,000 plus the value of the savings you hold with us.  The rate of interest on repayments is 2% per month which equates to a simple interest rate of 13.75% per annum.

As an example, if you wanted to borrow £1,000 for some new carpets, the monthly repayments over 12 months would be £94.56. This includes the total interest payable which is £134.70.


Duration Monthly
£1,500 18 Months £100.05 £300.96
£3,000 24 Months £158.61 £806.73
£5,000 36 Months £196.16 £2,061.97

Examples given are for illustrative purposes only. A personalised quotation will be prepared for you on application.

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